SmileBuilderz

Insurance

Affordable Dentistry in Lancaster & Ephrata

Payment Options

We want top-notch dentistry to be affordable to all of our Lancaster-area friends and neighbors. That’s why we not only give you a comprehensive treatment plan and fee schedule on the first visit, but we also accept most major insurances and do everything we can to make the payment process convenient and easy! If you have any questions or concerns, please don’t hesitate to call. We are here to smooth your path to a healthy smile!

  • We accept most major credit cards including Visa, MasterCard, Discover, and American Express.
  • For patients who require multiple visits over time, we offer a convenient payment plan divided equally among all visits.
  • We accept most major insurances
  • We offer Affirm and CareCredit financing for your convenience.
  • 6 mos no interest for CareCredit

Affirm logo

No Insurance?

Don’t worry about insurance! The smilebuilderz Dental Plan (SDP) provides comprehensive dental services at discounted rates. Members of the SDP receive discounts ranging from 20 percent to 50 percent off services from any of the specialists at smilebuilderz, including cleanings, fillings, crowns, root canals, wisdom teeth extraction, gum surgery, braces, and cosmetic procedures. SDP makes exceptional dental care available at prices you can afford.

Participating SDP members need only come to our one campus location, whether they need a checkup, cavities filled, root canals, or gum surgery.

Insurance Information

We strive to make our dental services available to all patients, so we accept or participate with many insurances. Please view our comprehensive list of accepted insurances below. And of course, don’t hesitate to call with any questions. We want to make sure you and your family receive the dental care you deserve!

Current Insurance Plans We Participate With

Medicaid Plans

  • UPMC for You
  • UnitedHealthcare Community Plan (UHCCP)
  • Highmark Wholecare
  • Geisinger
  • AmeriHealth

CHIP Plans

  • Blue Cross Dental CHIP
  • UHCCP CHIP
  • Aetna Better Health CHIP
  • United Concordia CHIP
  • UPMC CHIP
  • Geisinger CHIP

Medicare Plans

  • UPMC for Life (WPA/CPA plan only)
  • UPMC CHC
  • Geisinger Gold
  • Geisinger HMO
  • Envolve CHC (Termed 04/22/25)
  • UHCCP Dual Complete

PPO Plans

  • Aetna PPO (Termed 06/30/25)
  • Aetna DMO (Termed 06/30/25)
  • Ameritas
  • Anthem BCBS
  • Argus / Aflac
  • BAI
  • Beam Dental
  • Best Life & Health Insurance
  • Blue Cross Blue Shield (all states) – Always verify the state
  • Blue Cross Dental – Not participating with DHMO plans
  • Bright Benefits
  • CareFirst
  • Careington – No Discount Plans or Medicare Plans
  • Cigna
  • Delta Dental (Termed 09/30/25 – remains active with Ortho, Pediatric, & Perio providers only)
  • EMI Health
  • Envolve Ambetter (adults 19+ only plan)
  • Equitable (Termed 06/16/25)
  • Excellus
  • FEP Blue Dental
  • Freedom Life
  • GEHA
  • Guardian
  • HealthGram, Inc
  • Highmark Blue Sheild/Federal Employee (must have secondary insurance we participate with)
  • Humana (Termed 10/15/24)
  • Horizon BCBS
  • Kansas City Life
  • KCL Group Benefits
  • Keystone Autism Services
  • Lincoln Financial
  • Lineco
  • Luminare / Trustmark
  • Lucent Health Solutions
  • Manhattan Life
  • Meritain Health
  • MetLife
  • Mutual of Omaha
  • National Care Dental
  • Nationwide Life Insurance Company
  • Northeast Delta Dental (Termed 09/30/25 – remains active with Ortho, Pediatric, & Perio providers only)
  • PAI
  • Paramount Dental
  • Physicians Mutual
  • Premera BCBS
  • Principal
  • Pro Benefits Administrators
  • Pro Claim Plus
  • Reliance Standard
  • Renaissance
  • Security Life
  • Significa – Discontinued plan
  • Standard Insurance
  • Sun Life
  • TeamCare
  • Teamsters H&W Fund
  • TruAssure
  • The Standard
  • UMR
  • UNUM
  • United Concordia
  • UnitedHealthcare
  • UPMC Dental Advantage
  • UPMC Health Benefits
  • 90 Degree
Are you ready to get the smile of your dreams?
Call today for dentistry reimagined.